3.49% + $0.49 is PayPal's US rate for goods and services payments and PayPal checkout. Other products, currencies and international payments cost more: check PayPal's fee page and change the rate above.
What popular items resell for today
| Item | Cheapest | Typical | You keep (typical, after eBay fee) |
|---|---|---|---|
| RTX 5090 32GB | $3,411 | $7,008 | $6,054 |
| GTX 1080 8GB | $110 | $140 | $120 |
| Xbox Series X | $500 | $725 | $626 |
| Sony DualSense controller | $30 | $61 | $52 |
| Samsung Galaxy Z Flip3 128GB unlocked | $60 | $69 | $59 |
| Samsung Galaxy Z Fold4 256GB unlocked | $150 | $168 | $145 |
| iPad 11th generation (A16) | $210 | $400 | $345 |
| Mac mini M4 | $613 | $750 | $648 |
| Ryzen 7 7800X3D | $275 | $357 | $308 |
| Ryzen 5 7600X | $120 | $180 | $155 |
| Sony a7 III | $735 | $950 | $820 |
| Nikon Z6 II | $799 | $1,021 | $881 |
Current eBay asking prices (item + shipping), checked Nov 12, 2026. Use the typical price as a realistic selling price when you set a markup.
Fees at common amounts
How it works
Fee = amount × rate + fixed fee. To receive an exact amount after fees, charge (amount + fixed fee) ÷ (1 − rate).
Selling on eBay instead? eBay's own fees are in the eBay fee calculator.
Questions
How much does PayPal charge for goods and services?
For US sellers receiving goods and services payments, PayPal charges 3.49% of the payment plus a fixed $0.49. On a $100 payment that is $3.98, so you receive $96.02.
How do I make the buyer cover the PayPal fee?
Charge (amount + fixed fee) ÷ (1 − rate). To receive $100 you would ask for $104.12. Check the marketplace or PayPal's rules first: some don't allow surcharges.
Is there a fee for friends and family payments?
Sending money to friends and family from a PayPal balance or bank account is free in the US, but it has no purchase protection, so don't use it to pay for goods. Paying with a credit card adds a fee for the sender.
Are PayPal fees refunded if I refund the buyer?
PayPal keeps the fixed part of the fee on refunds and returns the percentage part in proportion to the refund. Check your account's fee page, as terms change.